Learn about life insurance
Plain-English guides to life insurance, income protection, TPD and trauma cover in Australia, including how premiums are priced, how claims work, and how to compare policies.
Compare and calculate
Compare life insurance Australia (2026)
- Compare life insurance in Australia. See costs, cover types and real pricing from insurers to find the right policy for your situation.
Compare product options
- Compare the features of products available on the market through our product comparison. We've set this to show the most selected options by default.
Life insurance calculator
- Not sure how much cover you need? Try our life insurance needs calculator. Top tip — tweak the default values so they better apply to you by clicking on View and Change Assumptions.
Understand the products
Understanding life insurance
- We give you an overview of the different cover types and the low-down on key terms and jargon.
Understanding income protection
- Understand what income protection covers, how claims work, and whether it makes sense for your situation.
Understanding trauma insurance
- Understand what trauma insurance covers, how claims work, and whether it makes sense for your situation.
Understanding TPD insurance
- Understand what TPD covers, how claims work, and whether it makes sense for your situation.
Costs, process and how Keep works
Understanding premium costs
- We explain some of the key decisions you can make and how they impact the price you pay for your policy.
Understanding the process
- We walk you through some of the common life insurance processes, so you know what to expect from quote and application through to making a claim.
How does Keep work?
- We do things a little differently at Keep. Find out how we help you with the right support, at the right time, for the right price.